Log a transaction in 10 seconds. Your dashboard, annual overview, savings goals, debt payoff plan and subscription tracker update automatically.
Designed like a premium app, built as a spreadsheet you own forever — no subscription, no account, no bank login.
Pick a month and see income, spending, savings rate and every category's budget status.
12-month totals, running balance, trend charts and a spending heatmap.
Know exactly how much to set aside each month to hit every goal on time.
Debt-free date, estimated interest and avalanche vs snowball order.
See what every subscription costs per year and what renews next.
Categories and accounts are picked from lists you control on Setup.
Input cells are clearly marked; formulas are locked so nothing breaks.
Every tab has a clean print layout with page numbers.
Choose a month from the dropdown — everything on the page updates.
Spot trends before they become problems.
Start · Setup · Transactions · Dashboard · Annual · Savings Goals · Debt Payoff · Subscriptions
Enter your starting balance, rename categories and set a monthly budget for each.
Add each paycheck, purchase or savings transfer: date, description, category, amount.
Open the Dashboard, pick a month and see exactly how you're doing.
one-time payment · instant download
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Digital download · personal-use license · no physical item is shipped
Yes. Upload the .xlsx to Google Drive, open it and choose File ▸ Save as Google Sheets. Formulas, dropdowns, conditional colors and charts carry over.
Excel 2016 or newer on Windows or Mac, including Microsoft 365. No macros, so there are no security prompts.
Amounts are formatted in US dollars. You can switch to any currency in a few clicks — the guide shows how.
Use the included blank file, or clear the examples with the built-in "Clear_" named ranges (explained on the Start tab and in the guide).
Yes — rename them or add new ones on the Setup tab. They flow through to dropdowns, the dashboard and the annual heatmap.
Change the planner year on Setup and every month filter follows.
Completely. It's a file on your computer or in your own Google Drive — no bank connection, no account.
원화(₩) 서식, 한국 생활에 맞춘 카테고리와 예시 데이터가 들어 있는 한국어판도 있습니다. 엑셀 · 구글 스프레드시트 호환.
한국어판 · 곧 판매 시작 (₩9,900)